Turnkey Farmers Insurance Agency | $200K+ Cash Flow | Immediate Income

Walnut Creek, CA (Contra Costa County)

Asking Price:$348,000

Cash Flow (SDE):Not Disclosed

EBITDA:Not Disclosed

Gross Revenue:$260,000

Established:Not Disclosed

Business Description

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Established Farmers Insurance Agency – Strong Cash Flow & Growth Opportunity

Established Farmers Insurance agency with a proven track record of consistent revenue and a stable, renewal-driven book of business. This is a turnkey opportunity for a motivated buyer to step into an existing operation with immediate income and significant upside potential.

The agency features a diversified portfolio across personal lines, commercial, and life insurance, providing multiple revenue streams and strong client retention. With an established customer base and recognized national brand backing, the business offers both stability and scalability.

This opportunity is ideal for an entrepreneur or business-minded professional looking to own and grow a cash-flowing asset. The right buyer will have a strong business owner mindset, understand the value of recurring revenue, and be prepared to leverage both organic growth and strategic acquisition opportunities.

Access to capital is important, as opportunities of this caliber are limited and require the ability to act decisively. With the right leadership, this agency can be further expanded and optimized to increase profitability and long-term equity.
Most hold an active Property & Casualty and Life & Health Insurance license or be willing to obtain before taking over the business.

Ad#:2468118

Detailed Information

Facilities:: The agency operates out of a professional office space designed to support daily operations and client interactions. The layout is functional and well-suited for an insurance business, providing an efficient environment for both staff productivity and customer service. All office furniture and fixtures shown in the listing photos will be included in the sale, offering a fully equipped, turnkey setup for the new owner. This allows for a seamless transition with minimal additional upfront investment. The existing infrastructure supports immediate continuation of operations, with the ability to scale as the business grows.
Competition:: The insurance industry is stable and recession-resistant, driven by required coverage and recurring renewals. This Farmers Insurance agency benefits from strong brand recognition, proven systems, and consistent cash flow. While competition exists from independent agencies and other carriers, the established book of business and client retention provide a solid competitive edge. There is clear opportunity to grow through cross-selling, referrals, and targeted marketing, making this an attractive option for a buyer looking for immediate income with room to scale.
Growth & Expansion:: The insurance industry is stable and recession-resistant, driven by required coverage and recurring renewals. This Farmers Insurance agency benefits from strong brand recognition, proven systems, and consistent cash flow. While competition exists from independent agencies and other carriers, the established book of business and client retention provide a solid competitive edge. There is clear opportunity to grow through cross-selling, referrals, and targeted marketing, making this an attractive option for a buyer looking for immediate income with room to scale
Financing:: Farmers Insurance Federal Credit Union has options available.
Support & Training:: The current owner is committed to ensuring a smooth and successful transition and will provide a comprehensive training and handoff period to the new owner. This includes an overview of daily operations, client management, sales processes, and guidance on maintaining and growing the existing book of business. In addition, the agency benefits from the extensive support and infrastructure provided by Farmers Insurance and District Office. This includes access to established systems, marketing resources, product training, and ongoing business coaching to help drive performance and long-term success. The combination of seller transition support and carrier-backed training creates a strong foundation for both experienced operators and those newer to the insurance industry, allowing for a confident and seamless takeover.
Franchise:: This business is an established Farmers Insurance Agency franchise

Business Location

Location:: Walnut Creek, CA
Real Estate:: Leased
Building SF:: 1,200
Lease Expiration:: 01/02/1970

Demographic Information for Walnut Creek Area Household Income Population Age Population Trend Population by Race/Ethnicity: BizBuySell EDGE

Financial Benchmarks for California Insurance Agencies Gross Revenue Benchmarks Cash Flow (SDE) Benchmarks EBITDA Benchmarks: BizBuySell EDGE

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Business Listed By:
John Pressley

Phone Number

Ad#:2468118

The information in this listing has been provided by the business seller or representative stated above. BizBuySell has no stake in the sale of this business, has not independently verified any of the information about the business, and assumes no responsibility for its accuracy or completeness.
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