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Insurance Agencies For Sale

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Personal lines Book with Options

San Jose, CA

Imagine stepping into a well-established insurance agency where 90% of clients choose to stay year after year. That's the kind of loyalty and trust you'll inherit with this balanced auto and home...

$110,000

Cash Flow: $85,000

$110,000

Cash Flow: $85,000

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Turnkey Farmers Insurance Agency | $200K+ Cash Flow | Immediate Income

Walnut Creek, CA

Established Farmers Insurance Agency – Strong Cash Flow & Growth Opportunity Established Farmers Insurance agency with a proven track record of consistent revenue and a stable, renewal-driven book of...

$348,000

9

$348,000

Walk Into Opportunity, Not a Blank Page

Solano County, CA

Are you ready to step into ownership of a business with consistent renewal income, an existing customer base, and strong ongoing demand in the insurance market? This Farmers Insurance agency offers an...

$226,500

Cash Flow: $151,000

5

$226,500

Cash Flow: $151,000

SBA Pre Approved - Established 50 year ELITE Allstate Insurance Agency

Cortland, NY

This well-established Allstate Insurance agency boasts over 50 years of history, demonstrating long-term stability and a strong reputation in the local market. This is a great opportunity to purchase...

$729,000

Cash Flow: $234,000

$729,000

Cash Flow: $234,000

Farmers Insurance agency

Englewood, CO

This is a unique opportunity to acquire a successful, well-established Farmers Insurance agency with 9 years of proven performance and a strong reputation in the community. The agency includes a...

$320,000

8

$320,000

Decatur, AL--Fully Staffed Million Dollar Insurance Agency

Decatur, AL

DECATUR, AL - FULLY STAFFED MILLION DOLLAR INSURANCE AGENCY Turnkey Opportunity with Strong Recurring Revenue This established franchise insurance agency represents an exceptional acquisition...

$900,000

3

$900,000

Farmers Insurance Agency

Centennial, CO

Well-Established Farmers Insurance Agency with a Loyal Client Base & Strong Growth Potential Here's an opportunity to acquire a successful, owner-operated Farmers Insurance agency with more than 20...

$160,000

5

$160,000

Established Allstate Agency | 5.6M Book of Business

Washington

Rare opportunity to acquire a well established name brand insurance agency in Eastern Washington with deep roots in the growing community it resides. The book was built over nearly 30 years by two...

$1,050,000

$1,050,000

Learn from the best!

Harris County, TX

Allstate requires the buyer to be a local candidate who is the owner and operator. First step is getting approved by Allstate as a buyer before information will be released on the seller. Must have at...

$3,875,000

Cash Flow: $899,882

$3,875,000

Cash Flow: $899,882

Successful Insurance Agency For Sale

Coventry, RI

This is a Great Opportunity, while it's available, as a Good Buy for Future Growth. The National Allstate Brand Combined with Local Presence in an Established Experienced Agency. Be Your Own Boss:...

$650,000

10

$650,000

Weathersby Guild
Franchise

Available in Multiple Locations

Are you handy? Enjoy woodworking? Like low investment franchises? M-F 8a-4p hours? Amazon-proof? Customers included! Existing locations available.

$50,000

Avg. Unit Revenue: $108,405

$50,000

Avg. Unit Revenue: $108,405

Alaska's Premier Allstate Elite Agency – $16.8M Book for Sale

Anchorage, AK

One of Alaska's fastest-growing Allstate agencies. Eight percent year-over-year policy growth and twelve percent year-over-year premium growth — while holding retention above 89% and a loss ratio...

$3,700,000

Cash Flow: $534,000

11

$3,700,000

Cash Flow: $534,000

Farmers Insurance Agency for Sale

Albuquerque, NM

Established Farmers Insurance Agency for Sale in Albuquerque, NM This well-positioned insurance franchise presents an exceptional opportunity for an aspiring agent or industry professional seeking...

Not Disclosed

Cash Flow: $91,064

Not Disclosed

Cash Flow: $91,064

Established Farmers Insurance Agency for Sale | North County San Diego

Escondido, CA

This is an outstanding opportunity to acquire a well-established Farmers Insurance agency serving the North County Escondido area. The agency has been successfully operating for 20 years, providing a...

$260,000

$260,000

Established Insurance Agency

Round Rock, TX

Established insurance agency located in the high-growth market of Round Rock, operating under Farmers Insurance since 2020. The agency generates approximately $80,000 in cash flow, providing immediate...

Not Disclosed

Cash Flow: $80,000

Not Disclosed

Cash Flow: $80,000

Remote Property Claims Consulting Firm | National Insurance Clientele

Denton County, TX

A highly profitable, fully remote consulting business serving the insurance property claims industry is now available for acquisition. Operating entirely without a physical office, owned real estate,...

$2,395,000

Cash Flow: $645,000

$2,395,000

Cash Flow: $645,000

OTIS R. FLORENCE

BUSINESS BROKERS & CONSULTANTS, INC

Serving Jefferson County, KY

Business Brokers & Consultants is headquartered in Louisville, Kentucky. Over the past 28+ years, our Principals have successfully facilitated hundreds of acquisitions. Our Firm does not charge any up-front fees. Instead, we earn a success fee only when the right buyer purchases the right business. This insures that it's always in our best interest to work toward the best interest of our clients! Hard work and experience have led us to be recognized as the Best Business Broker in Louisville, KY by BusinessRate. That ranking is based on objective client reviews from both buyer and seller clients. We are highly selective in the Listings we choose to represent, since our goal is to provide each and every client with the utmost professionalism, and insure that they time and attention they rightfully deserve. BB&C offers Sellers exceptional brokerage and consulting services. Our staff of experienced and Accredited Intermediaries, Consultants, Legal and Accounting Advisors will meet with you to review your company’s financial condition and help you understand current market trends. They will give you the straight facts about the viability of your business in today’s market. If you choose BB&C to represent you, your business will benefit from our highly refined and confidential marketing process. Our strategies have been tested and proven effective over the past twenty years. We welcome buyer clients, as well. Our goal is to help you find the ideal business to suit your lifestyle, expertise and financial requirements. We can also help you secure the financing you’ll need to make your dream of business ownership a reality. Our Intermediaries go above and beyond to insure that your transition into business ownership is a smooth and rewarding experience. Our success is based on a distinctive approach to analyzing and marketing each individual business. We work hard to create intelligent acquisitions- Ones that benefit buyer and seller alike.

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Personal Lines Agency With 90% retention

Castro Valley, CA

Imagine stepping into a thriving insurance agency that's already built the foundation for your success. This established personal lines agency in Hayward offers exactly what you've been looking for -...

$225,000

Cash Flow: $100,000

$225,000

Cash Flow: $100,000

Farmers Insurance Agency For Sale In Austin, Texas

Austin, TX

Business Description Established Farmers Insurance agency opportunity located in the Austin, Texas market with strong recurring revenue potential, modern growth infrastructure, and extensive...

$165,000

Cash Flow: $100,000

3

$165,000

Cash Flow: $100,000

ACA Health Insurance Agency - 800 Clients - 20k/Month in Revenue

Tampa, FL

Established ACA Health Insurance Agency - 800 Active Clients Generating $240,000 Annual Revenue This turnkey ACA health insurance book of business represents an exceptional opportunity to acquire...

$192,000

Cash Flow: $220,000

$192,000

Cash Flow: $220,000

Farmers Insurance Agency for Sale $5 Million in Premium

Saint Louis, MO

TRANSFORM YOUR ENTREPRENEURIAL FUTURE with this thriving Farmers Insurance Agency generating $2.5 million in premium volume and delivering $200,000+ in annual net revenue. You'll immediately step into...

Not Disclosed

Cash Flow: $200,000

Not Disclosed

Cash Flow: $200,000

Farmers Insurance Agency For Sale In Central Texas

Austin, TX

Established Farmers Insurance Agency For Sale in Austin, TX This thriving insurance franchise represents an exceptional opportunity to acquire a well-established business with nearly two decades of...

$435,000

$435,000

Brightway Insurance
Franchise

Available in Multiple Locations

Every homeowner, driver, and business in America needs insurance. That makes it one of the largest, most recession-resistant industries in the world — over $6.8 trillion in annual global revenue. But most insurance agency owners hit a ceiling because they're stuck doing everything: selling, servicing, renewing, and retaining clients all at once. Brightway removes that ceiling. You focus on selling. We handle the rest.

$200,000

Avg. Unit Revenue: $482,396

$200,000

Avg. Unit Revenue: $482,396

50 year Allstate Agency Available Due to Owner Retirement

Harris County, TX

*Picture is not the actual location. It's just a representative example. Allstate requires the purchaser to be an owner/operator so no strategics, P/E's or absentee owner arrangements. Must live in...

$2,925,000

Cash Flow: $735,000

$2,925,000

Cash Flow: $735,000

Established Insurance Agency For Sale

Depew, NY

Established Farmers Insurance agency located in the greater Buffalo, NY market, offering a turnkey opportunity for a motivated buyer to step into agency ownership with immediate cash flow and...

$130,000

Cash Flow: $136,145

2

$130,000

Cash Flow: $136,145

Established Insurance Agency

Chico, CA

Established insurance agency located in the high-growth market of Butte County, operating under Farmers Insurance since 2015. The agency generates approximately $147,000 in cash flow, providing...

Not Disclosed

Cash Flow: $147,000

Not Disclosed

Cash Flow: $147,000

Profitable Farmers Insurance Agency with High Growth Potential

Kansas City, MO

This profitable Farmers Insurance Agency is poised for significant growth, offering a unique opportunity for new ownership. With a strong foundation built on a referral-based model, the agency has...

$650,000

Cash Flow: $200,000

$650,000

Cash Flow: $200,000

Allstate Exclusive Agency — Charleston Metro (Mount Pleasant, SC)
Asset Sale

Mount Pleasant, SC

Allstate Exclusive Agency located in the fast-growing Charleston–North Charleston MSA. The agency delivers a durably balanced auto/property book, growing core earnings, and proven ancillary-program...

$750,000

2

$750,000

Allstate Exclusive Agency – $4M Premium - Greenville SC Metro
Asset Sale

Mauldin, SC

LF Insurance Agency is a well-established Allstate Exclusive agency in Mauldin, South Carolina, operating continuously since 1998 within the fast-growing Greenville-Anderson-Mauldin metro — a top-5...

$800,000

$800,000

Established RI Allstate Agency — 3,200 PIF, Owner Relocating
Asset Sale

Tiverton, RI

Established Allstate Exclusive agency in Newport County, Rhode Island, serving a coastal catchment with reach into the Providence metro (~20 miles) and the Fall River, MA market. Carrier-verified...

$1,250,000

$1,250,000

Become a Farmers Agency Owner | High-Income Business Opportunity
Start Up

FARMERS INSURANCE AGENCY OWNERSHIP OPPORTUNITY Established Brand Partnership Join forces with Farmers Insurance, a respected national carrier with nearly 100 years of industry experience since 1928....

Not Disclosed

2

Not Disclosed

Start Up Insurance Agency
Start Up

Build the agency you want with the freedom to work from anywhere. As a Connect Insurance Network agent, you maintain 100% ownership of your business and book of business while gaining direct access to...

$2,500

2

$2,500

Established Bail Bonds Business For Sale in Virginia

Chesapeake, VA

Well-established bail bonds business serving the Virginia area for 25+ years with a strong reputation and hundreds of 5-star Google reviews. The business is well known in the community for its...

$531,249

$531,249

Cash Flow: $181,325

Cruise Planners
Franchise

Available in Multiple Locations

For more than 20 years, Cruise Planners has been a low-cost franchise opportunity that can yield high returns!

$9,995

$9,995

Avg. Unit Revenue: $518,262

Build on Proven Success: Tenured Allstate Agency!

Peachtree City, GA

Positioned in a high-growth market, this established agency combines immediate, strong cash flow and minimal operational risk with a veteran, fully licensed staff. Backed by an exceptional track...

$1,450,000

$1,450,000

Established Farmers Insurance Agency Available

Denver, CO

Established Farmers Insurance Agency for Sale in Denver Metro Area This turnkey Farmers Insurance agency represents an exceptional opportunity for a licensed insurance professional seeking a proven...

$200,000

$200,000

Established $8.9M Premium Farmers Agency avail in Williamson Cty, TX

Cedar Park, TX

Established Farmers Insurance Agency - Turnkey Operation with $8.9M Premium and very good cash-flow. This premier Farmers Insurance franchise presents an exceptional opportunity to acquire a large...

$2,288,000

$2,288,000

Cash Flow: $546,399

Independent Title Agency in Tidewater, Virginia

Virginia

Light & Raphael is pleased to offer a title agency not affiliated with any business source for sale in Tidewater, Virginia. Revenues consist primarily of settlement fees and title insurance revenues....

$325,000

$325,000

Cash Flow: $165,000

Long-Term Thriving Agency For Sale

Boise, ID

Picture stepping into your own insurance agency right here in the Boise, Idaho area. The Treasure Valley is one of the fastest growing, most dynamic markets in the Northwest. Instead of starting from...

$525,000

$525,000

Cash Flow: $275,000

Murphy Business Sales
Franchise

Available in Multiple Locations

Own a Murphy Business Sales franchise and build a business brokerage with training, established systems, and a collaborative national network.

$65,090

$65,090

Avg. Unit Revenue: $187,129

Elite Agency in Highly Sought-After Denver Suburb Greenwood Village!

Greenwood Village, CO

ELITE AGENCY IN GREENWOOD VILLAGE, CO • Established Allstate Agency in Operation Since 2019 • Earned Premium Book of $2,650,000 • Strong Retention Ratio of 88% & Exceptional Loss Ratio of 21% •...

$550,000

$550,000

Established Insurance Agency with instant renewal revenue and bonuses!

Washington County, MN

MOTIVATED SELLER(s)! • Over $3.0 in annualized premiums and $300k+ in Annual Revenue ($25,000+/Month!) ARE YOU A SERIAL ENTREPRENEUR LOOKING FOR A STABLE, RESIDUAL-BASED BUSINESS THAT YOU CAN SCALE...

2

$200,000

$200,000

Farmers Insurance Agency - For Sale

Reno, NV

An outstanding opportunity to acquire a well-established Farmers Insurance agency in Reno, complete with an existing client base and immediate revenue stream—offering significant upside potential. The...

$115,000

$115,000

Profitable Established Turnkey Farmers Insurance Agency for Sale

Orange, CA

Established Farmers Insurance Agency for Sale - Orange County This profitable, turnkey Farmers Insurance agency has been serving Orange County since 1988, offering an exceptional opportunity for a...

6

$375,000

$375,000

High Growth potential Farmers Insurance Agency for Sale

Oak Brook, IL

Elite Farmers Insurance Agency for Sale – Chicago, Illinois Take advantage of an outstanding opportunity to acquire an established Farmers Insurance agency in the Chicago market with approximately...

2

$500,000

$500,000

Cash Flow: $250,000

Andrew Swartz

Optima Mergers and Acquisitions

Serving Dallas County, TX

Optima Mergers & Acquisitions is a premier sell-side advisory firm representing owners of lower middle market businesses with enterprise values between $10 million and $100 million. Headquartered in Dallas and serving clients nationwide, we specialize in guiding business owners through the complex process of selling their companies—maximizing value while minimizing disruption. Founded by experienced entrepreneurs and M&A professionals, Optima brings a strategic, client-first approach to every engagement. We focus exclusively on sell-side representation and manage the full lifecycle of the transaction: from valuation, positioning, and buyer outreach, to negotiation, due diligence, and closing. Our clients are typically founders or multi-generational business owners preparing for their first and only liquidity event. We work closely with them to craft a compelling investment thesis, identify the right buyers—including strategic acquirers, private equity firms, and family offices—and run a disciplined, competitive process that drives outcomes aligned with their goals. With decades of collective experience, industry-specific expertise, and a deep network of buyers and advisors, Optima delivers the insight, execution, and advocacy business owners need at one of the most pivotal moments of their careers. Whether you’re contemplating a sale in the near term or building toward an exit over the next few years, Optima is your trusted partner in unlocking the value you’ve built.

Contact Me >

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High-Retention Virtual Allstate Agency – $3.6M Premium

Guilford, CT

An exceptional opportunity to acquire a turnkey, fully virtual Allstate agency rooted in the affluent Guilford, Connecticut market. Established by a single owner for the past 25 years, this business...

$600,000

$600,000

GreatFlorida Insurance Agency – High-Growth Florida Market

Sarasota, FL

Established Insurance Agency with Recurring Revenue in High-Growth Florida Market An exceptional opportunity to acquire a profitable GreatFlorida Insurance Agency located in the highly desirable...

3

$600,000

$600,000

Cash Flow: $105,246

Established Farmers Insurance Agency

Mesa, AZ

20+ year agency with stable cash flows, strong client retention, and multiple levers for organic and inorganic expansion. The agency offers a compelling growth profile for a buyer seeking immediate...

$145,000

$145,000

Meemic & AAA Agency with Excellent Loyalty & Retention Rates in MI!

Midland County, MI

Founded in 2006, this well-established dual-carrier insurance agency has built a strong, loyal client base over nearly two decades. This agency’s consistently strong growth – driven by refined systems...

$595,000

$595,000

Northeast San Antonio Area Allstate Agency

Schertz, TX

Located in the rapidly growing Northeast San Antonio market, this established Allstate agency has served the community from the same location for more than 30 years, building lasting customer...

$499,000

$499,000

Commission Express
Franchise

Available Nationwide

White-collar franchise. No holidays or weekends! Twenty-eight years of experience. Commission Express has a working relationship with most Real Estate companies. No license required.

$150,000

$150,000

Established Bilingual Spanish Agency for Sale in Riverside County, CA

Riverside County, CA

Established Farmers Insurance agency presents an exceptional opportunity for immediate ownership transition. Located in Riverside, CA, this bilingual Spanish agency serves the diverse Riverside,...

$250,000

$250,000

A Proven, High Margin Insurance Franchise Agency in South Florida

Broward County, FL

For sale is a well established franchise insurance agency that has served its South Florida community for more than 16 years from the very same prime, high traffic plaza. Known for its strong ties to...

$1,050,000

$1,050,000

Cash Flow: $196,502

Established Insurance Book of Business | $225K Est. 2025 Income | FL

Palm Coast, FL

Established Insurance Book of Business | $225k estimated income | Palm Coast, FL Asking Price: $299,999 Business Overview -Exceptional opportunity to acquire an established insurance book of business...

$299,999

$299,999

Farmers Insurance Agency

Westminster, CO

Well-Established Farmers Insurance Agency. Here's an exceptional opportunity to acquire a successful, owner-operated Farmers Insurance agency located in the Westminster area. Built on trust,...

6

$240,000

$240,000

Prime Opportunity to own an Allstate agency with multi-state footprint

South Carolina

***PRICE ADJUSTMENT*** NOW: $1,290,000 Imagine stepping into your own successful Allstate agency that's already hitting all the right notes. This isn't just another insurance business - it's your...

$1,290,000

$1,290,000

Growth Coach
Franchise

Available in Multiple Locations

Business coaching is a $7.5 billion industry in the United States. Turn your passion for business success into a successful Growth Coach franchise.

$50,000

$50,000

Avg. Unit Revenue: $103,940

Buy or Sell an Insurance Agency
Insurance agencies listed on BizBuySell include independent brokerages, captive agencies, specialty insurance providers, and multi-line firms offering personal, commercial, life, health, and property and casualty coverage. These businesses typically generate revenue through commissions, policy renewals, and service fees. Business models range from owner-operated agencies to scalable operations with licensed producers, support staff, and established carrier relationships. Many listings feature recurring revenue from a stable book of business, long-term client relationships, and strong retention rates. Some operations also include office space, franchise affiliations, or digital quoting platforms—offering buyers consistent cash flow and growth potential in the insurance and financial services market.
Market Overview Listings for Sale (Median)
Number of Businesses Analyzed103
Asking Price$600,000
Reported Revenue$421,870
Reported Seller's Discretionary Earnings$209,300
Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings.

Asking Price

Lower QuartileMedianUpper Quartile
$320,000$600,000$1,417,500

Market Financial Highlights

The financial data presented here is an aggregation of reported revenue and earnings of Insurance Agencies for sale.

BoundRevenueSeller’s Discretionary Earnings
Lower Quartile$234,750$131,760
Median$421,870$209,300
Upper Quartile$816,224$398,750

Valuation Multiples

The valuation multiples listed below are derived from asking price, revenue, and seller's discretionary earnings of Insurance Agencies listed for sale.

BoundRevenue MultipleEarnings Multiple
Lower Quartile1.232.13
Median1.562.96
Upper Quartile2.024.02

FAQ's

How much does it cost to buy an Insurance Agency?

The median asking price for an established Insurance Agency is $600,000, though prices range from under $320,000 to well over $1,417,500.

How much do Insurance Agencies owners earn?

The median reported revenue of Insurance Agencies is $421,870 and owners earn a median of $209,300, which includes the owners salary and any other financial benefits they receive.

How do I value an Insurance Agency?

Valuing a business is a complex process, but buyers and sellers often turn to the local market to understand how businesses are priced. Based on our most recent analysis of Insurance Agencies, revenue multiples range from 1.23 to 2.02, with a median of 1.56. Earning multiples range from 2.13 to 4.02, with the median at 2.96. This means the typical Insurance Agency may ask for around 1.56 times its annual revenue, and 2.96 times its annual owner earnings.

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